Trying to gain some insight in purchasing a new 2019 hellcat charger

[Purerock105]

Geez, getting old does have a few advantages. 😂

16' HellCat Charger
17' GT350
20' Durango SRT

$220mo State Farm.

 

[Matt someone with an SRT]

so you pay 200 a month but you have 500k on bodily, property damage, medical, and uninsured? do you used state farm as well? I'm wondering why mine is so expensive

Well my record is Clean heh.

Geez, getting old does have a few advantages. 😂

16' HellCat Charger
17' GT350
20' Durango SRT

$220mo State Farm.

yeah, what’s your health insurance hah..

 

[Purerock105]

Well my record is Clean heh.

yeah, what’s your health insurance hah..

😂 Standard fare thru employer. $30/week. Blue Cross Blue Shield of Florida.

 

[SilverBillet]

so you pay 200 a month but you have 500k on bodily, property damage, medical, and uninsured? do you used state farm as well? I'm wondering why mine is so expensive

I have the maximum coverage and it cost me about $110/month with Nationwide...but I insure 3 other cars, a trailer and a house with them. There are a lot of factors involved besides your driver’s record. Your address for one thing. Insurance costs more in the city than out in the country or it costs more in Florida than W.VA. It has to do with risk. Married or single affects your rate. The number of vehicles you have. Do you own a house? You need to talk to your insurance agent and ask him why your rate is so high.

 

[Stormtrooper1320]

I have the maximum coverage and it cost me about $110/month with Nationwide...but I insure 3 other cars, a trailer and a house with them. There are a lot of factors involved besides your driver’s record. Your address for one thing. Insurance costs more in the city than out in the country or it costs more in Florida than W.VA. It has to do with risk. Married or single affects your rate. The number of vehicles you have. Do you own a house? You need to talk to your insurance agent and ask him why your rate is so high.

I'm with Nationwide, and my Challenger was costing me $2400/yr. As soon as I got another vehicle, I moved the Challenger to Hagerty and it dropped to $800/yr with agreed value.

 

[Phizzle]

Grundy insurance, highly recommend you look into it especially now that no one is driving. It's a collector car insurance with some requirements that need to be met before they'll approve you (garage, won't drive to work, etc.)

Think I pay around $800 a year for mine, and complete full coverage. Oh, I'm younger than you if that matters.

 

[Hunter]

Try State auto.
Online only.
2100 a year. 2019 HC Challenger and 03 Ram
Full coverage, 500 deductible.
59 years old tho.

 

[Hunter]

BTW:
Welcome.
Lots of great people and experience here.

 

[vortecd]

Really need it's own thread taking about insurance. Like many have said, there are many factors that go into it. Michigan is the 2nd highest in the nation but that is going to change this summer. They are finally going to break it up into different coverages and I was told everyone's will go down. Also it can cost you more living in the country, why, we have more of a chance hitting a deer.

 

[Hemidayz]

Really need it's own thread taking about insurance. Like many have said, there are many factors that go into it. Michigan is the 2nd highest in the nation but that is going to change this summer. They are finally going to break it up into different coverages and I was told everyone's will go down. Also it can cost you more living in the country, why, we have more of a chance hitting a deer.

But where there isn’t a chance to hit a deer in a city Like mine

I'm with Nationwide, and my Challenger was costing me $2400/yr. As soon as I got another vehicle, I moved the Challenger to Hagerty and it dropped to $800/yr with agreed value.

nationwide is the cheapest out of all of them. I got quoted $127 a month for good coverage. thanks for that advice.